1. Website presentation.
Pursuant to article 6 of Law No. 2004-575 of 21 June 2004 on confidence in the digital economy, we hereby disclose the identity of those involved with the creation and maintenance of the arka-finance.com website to the site users:
Owner: Arka finance – 77, avenue Foch 75016 PARIS
Creator: Fourmizz – fourmizz.fr
Publication manager: PATRICK MARTINUCCI
The publication manager is a physical or legal person.
Host: OVH – 2 rue Kellermann – 59100 ROUBAIX – France
The use of the site arka-finance.com implies the full and complete acceptance of the general conditions of use described below. These conditions of use may be modified or added to at any time. Users of the arka-finance.com website are therefore invited to consult them regularly.
Users should be able to access this website at any time. However, Arka finance may decide to interrupt access to the site due to technical maintenance. Users will be informed in advance of the dates and times of the maintenance work.
3. Description of services provided.
The arka-finance.com website aims to provide information about all of the company’s activities.
Arka finance tries to provide as accurate information as possible on the arka-finance.com website. However, it cannot be held responsible for any omissions, inaccuracies or deficiencies in updates, whether of its own doing or that of third parties who provide this information.
All the information on the arka-finance.com website is given as an indication and is likely to change. Moreover, information on the arka-finance.com website is not exhaustive. This information is given subject to modifications made since it was published.
4. Contractual limitations on technical data.
The website cannot be held responsible for material damages connected to the use of the site. Moreover, the website user commits to accessing the site using modern, virus-free equipment from an updated, latest-generation browser.
5. Intellectual property and fraud.
Arka finance owns the intellectual property rights or has the rights to use all the elements available on the website, including texts, images, graphics, logos, icons, sounds and software.
Any reproduction, representation, modification, publication, adaptation of all or part of the elements of the site, whatever the means or the process used, is prohibited without the prior written permission of: Arka finance.
Any unauthorised use of the site or any of the elements it contains will be considered as an infringement and prosecuted in accordance with the provisions of Articles L.335-2 and following of the Intellectual Property Code.
6. Limitation of liability.
Arka finance cannot be held responsible for direct or indirect damage to the user’s equipment when accessing the arka-finance.com site, and resulting either from the use of equipment that does not meet the specifications indicated in point 4, or from the appearance of a virus or an incompatibility.
Arka finance cannot be held liable for consequential damages (such as, for example, a loss of market or loss of opportunity) resulting from the use of the arka-finance.com website.
Interactive spaces (where users can ask questions in the contact section) are available for site users. CôtéÔ reserves the right to delete, without prior notice, any content posted in this space that contravenes applicable law in France, in particular the provisions on data protection. Where applicable, Arka finance also reserves the right to implicate the user’s civil and/or criminal liability, particularly in the event of racist, abusive, defamatory or pornographic messages, regardless of the medium used (text, photography, etc.).
7. Personal data management.
In France, personal data is protected in particular by Law n° 78-87 of 6 January, 1978, Law n° 2004-801 of 6 August, 2004, Article L. 226-13 of the Penal Code and the European Directive of 24 October, 1995.
The following may be collected when using the arka-finance.com website: the URL links of the intermediary from which the user has reached the arka-finance.com website, the user’s internet provider and the user’s IP address.
In any event, Côté O only collects personal data about the user for the purposes of certain services offered by the arka-finance.com website. The user provides this data in full knowledge, particularly when they enter it themselves. It is then clear to the user of the arka-finance.com website the obligation or not to provide this information.
In accordance with the provisions of Article 38 et seq. of Law 78-17 of 6 January 1978 relating to data, files and freedoms, all users have the right to access, rectify and oppose personal data concerning them, by sending a signed written request, accompanied by a signed copy of their ID, specifying the address to which the reply must be sent.
No personal data of the user of the arka-finance.com website is published without the knowledge of the user, nor exchanged, transferred, assigned or sold on any medium to third parties. Only in the event that Arka finance and its rights are sold would the transfer of such data to the prospective purchaser be permitted, who would in turn have the same obligations around the storage and modification of the data of users of the arka-finance.com website.
The aforementioned site is declared to the CNIL under number 0123456789.
The databases are protected by the provisions of the Law of 1 July 1998 transposing Directive 96/9 of 11 March 1996 on the legal protection of databases.
8. Hypertext links and cookies.
The arka-finance.com website contains a certain number of hypertext links to other sites, set up with the permission of Arka finance. However, Arka finance is unable to check the contents of sites visited in this way, and will not assume any liability as a result.
Browsing the arka-finance.com website may lead to cookie(s) being installed on the user’s computer. A cookie is a small file that does not allow the user to be identified, but which collects data as they browse a website from their PC. The data thus obtained are intended to facilitate subsequent visits to the site, as well as to enable various measurements of visit frequency.
Refusal to install a cookie may make it impossible to access certain services. However, the user may configure their PC in the following way to refuse the installation of cookies:
In Internet Explorer: tools button (the picture of a cog in the top right)/Internet options. Click Privacy and select Block all cookies. Click OK to confirm.
In Firefox: click the menu button and select Content Blocking. Click Privacy & Security.
Select Custom and check mark Cookies. Use the drop-down menu to choose the type of cookies to block.
In Safari: Select Preferences from the Safari menu. Go to the Privacy menu. Choose how you want Safari to treat cookies: Always block; Allow from current site only; Always allow.
In Chrome: Click the menu icon in the top right corner of the browser (the three lines). Choose Settings. Click Advanced Under “Privacy and Security”, click Content Settings. Click Cookies. From here you can: Turn on cookies: Next to “Blocked,” turn on the switch.
Turn off cookies: Turn off Allow sites to save and read cookie data.
9. Applicable law and allocation of jurisdiction.
Any dispute in connection with the use of the arka-finance.com website is subject to French law. The competent courts of Paris shall have exclusive jurisdiction.
10. The main laws concerned.
Law n° 78-17 of 6 January 1978, as modified by Law n° 2004-801 of 6 August 2004 relating to data processing, files and freedoms.
Law n° 2004-575 of 21 June 2004 on confidence in the digital economy.
User: An internet user connected to and using the aforementioned site.
Personal data: “data that enables, in any form whatsoever, directly or indirectly, the identification of the natural persons to which they apply” (Article 4 of Law n° 78-17 of 6 January 1978).